Starting from May 1, 2026, Chongqing City will officially implement a second-hand car purchase subsidy policy, issuing cash subsidies for car purchase to individual consumers, and the subsidy funds will be directly distributed to the applicant's bank card. The quota of this subsidy will be coordinated throughout the city and a first-come, first-served rule will be implemented. The policy will expire early after the fund quota is exhausted. Huanyu Automobile has been selected as a participating enterprise in this official registration subsidy. Buying used cars in Huanyu can normally enjoy this government subsidy. This article compiles the complete official rules for this subsidy, clearly sorts out the application requirements, subsidy standards and matters needing attention, for reference by citizens who need to buy cars.

1. Subsidy time node

This subsidy is divided into two key time periods, and all time requirements are strictly enforced. If the deadline is exceeded, the subsidy qualification will be automatically waived:

1. Car purchase transfer and invoicing cycle: From May 1, 2026 to December 31, 2026, vehicle transactions, transfer transfers, and car purchase invoices must be completed within this time period; due to the total amount of funds, there is a risk that subsidies will expire early.

2. Online declaration cycle: May 15, 2026, 10:00-January 10, 2027, 24:00. Citizens need to complete online declaration within this period. Failure to submit materials within time limit will result in loss of eligibility.

2. Subsidy application conditions (all requirements can be applied only if they are met)

This subsidy sets a clear application threshold. Applicants must meet the following seven requirements at the same time, all of which are indispensable:

1. The main applicant is individual consumers, and enterprises, units and other institutions do not enjoy subsidies for purchasing cars;

2. Vehicles need to complete transactions at official used car dealers, such as Huanyu Automobile, the company selected for registration this time;

3. The transaction price of vehicles shall not be less than 20,000 yuan, and fuel passenger cars and new energy passenger cars are included in the scope of subsidies;

4. Complete the vehicle transfer registration (transfer) procedures within the prescribed subsidy period;

5. The one person, one vehicle, one subsidy rule is implemented. The same applicant can only apply once and cannot apply repeatedly;

6. Car purchase invoices and vehicle registration certificates must be legally obtained within the subsidy period;

7. The submitted application materials are complete, true and effective, and the application will be completed in strict accordance with the specified time.

3. Subsidy calculation standards

This subsidy adopts a fixed proportion accounting method, and the accounting rules are clear and transparent:

Subsidy calculation formula: vehicle invoice price × 1.5%(amount rounded up)

The policy sets a maximum subsidy amount. The maximum subsidy amount for a bicycle is 4000 yuan. The higher the price of the car, the higher the subsidy amount. After reaching the specified price, the subsidy will no longer increase.

Reference example of subsidy amount:

- Car purchase price of 100,000 yuan: subsidy of 1500 yuan;

- Car purchase prices of 267,000 yuan and above: the subsidy is capped at 4000 yuan.

4. Declaration precautions and pit avoidance reminders

In order to avoid citizens 'failure to declare and illegal applications, the key points for attention should be sorted out:

1. Trading channel requirements: Private used car transactions between individuals are generally not included in the scope of subsidies, and must be traded through official used car dealers;

2. Limit on the number of applications: The one-person, one-vehicle policy is strictly implemented, and the same applicant cannot submit subsidy applications repeatedly;

3. Hard time requirements: The time nodes of the three processes of invoice issuance, vehicle transfer, and online declaration must all comply with policy regulations, and no one can apply for it after overtime in any link;

4. Material compliance requirements: It is strictly prohibited to submit false application materials. Once verified, the subsidy funds will be recovered and relevant accountability penalties will be borne.

V. Policy summary

During the period from May 1 to December 31, 2026, Chongqing individual consumers who purchase second-hand passenger cars with a transaction price of 20,000 yuan or more at an officially registered second-hand car dealer (including Huanyu Automobile) can apply for a car purchase subsidy at a rate of 1.5%., with a maximum subsidy of 4000 yuan for bicycles. Starting from May 15, the online application channel will be opened. The subsidy quota will be limited by the total amount of funds and will be on a first-come-first-served basis. Eligible citizens can prepare ID cards, car purchase invoices, vehicle registration certificates, transaction contracts and other materials in advance and complete the declaration on time.