As a heavy consumption support policy at the beginning of the "15th Five-Year Plan", the 2026 car trade-in has been officially implemented from January 1. The first batch of 62.5 billion yuan of ultra-long-term special treasury bonds has been fully distributed to various localities. On the basis of continuing the 2025 "Two New" policy framework, subsidy standards and support scope have been optimized to achieve a smooth transition.

In 2025, the policy will benefit more than 360 million people and drive sales by more than 2.6 trillion yuan. In 2026, the new policy will be stronger, have wider coverage, and take money faster. Friends who are ready to buy and change cars must not miss this wave of national welfare.

1. Upgrade the intensity: up to 20,000 yuan will be paid for scrapping and up to 15,000 yuan for replacement

The biggest change in 2026 is that subsidies will be changed from quotas to subsidies based on new car prices, which will be fairer and more precise. Individual car owners can apply for scrapping or transferring old cars in their name and buying new energy vehicles or fuel vehicles of 2.0 liters or less.

- Obsolete updates (higher subsidies)

- Buy new energy vehicles: Subsidy the car price by 12%, up to 20,000 yuan

- Buy fuel vehicles (2.0L and below): Subsidy the car price by 10%, up to 15,000 yuan

- Replacement updates (no scrapping)

- Buy new energy vehicles: Subsidy the car price by 8%, up to 15,000 yuan

- Buy fuel vehicles (2.0L and below): Subsidized the car price by 6%, up to 13,000 yuan

Simple calculation: If you buy 150,000 new energy vehicles, you can make up 18,000 yuan for scrapping old vehicles; if you buy 200,000 new energy vehicles, you can make up 20,000 yuan directly. Combined with purchase tax exemptions, a car can save tens of thousands.

2. Expand the scope: more old cars can participate

Relax the age of old cars in 2026 to cover more families:

- Gasoline vehicles: registered before June 30, 2013

- Diesel vehicles: registered before June 30, 2015

- New energy vehicles: registered before December 31, 2019

As long as the old car is registered in your name and the procedures are complete, you can participate. Choose between scrapping and replacement, and you cannot receive it twice.

3. The operation is simpler: do it online and arrive in the account within 30 days

Apply online the entire process without having to break your leg:

1. Scrap/transfer the old car and get the certificate

2. WeChat/Alipay search for "Car Trade in Old" Mini programs

3. Fill in information, pass on materials, and submit them for review

4. Approved by the review, the direct bank card will be subsidized within 30 working days

The process is transparent and the timeliness is clear to avoid wrangling.

4. Last year's report card: For every two new cars sold, one will enjoy a subsidy

Policy effects in 2025 exceed expectations:

- More than 11.5 million cars were traded for old ones

- New energy vehicles account for nearly 60%, and their market share has exceeded 50% for nine consecutive months.

- Directly boosted the growth of total social zero by 0.6 percentage points

- Recovering 9.6 million tons of steel and reducing 24.5 million tons of carbon, with significant environmental benefits

Data proves that replacing the old with the new not only benefits the people, but also promotes industrial upgrading, and is also green and environmentally friendly.

5. 2026: Release greater efficiency and buy a car

As the first year of the 15th Five-Year Plan, 2026 will be targeted, with a clear goal of 62.5 billion yuan:

- Promote consumption: Further boost the automobile market and stabilize the economic market

- Excellent structure: Encourage new energy vehicles and small-displacement fuel vehicles to promote green travel

- Benefiting people's livelihood: Reduce car purchase costs and allow more families to drive safe new cars

- Smooth circulation: Eliminate old energy-consuming vehicles, revitalize resources and reduce pollution

For ordinary families, now is the best window for car purchases: state subsidies + car company discounts + purchase tax exemptions. The triple benefits are combined, making buying a car the most cost-effective.

finally reminded

- The subsidy is effective throughout 2026, on a first-come, first-served basis, and will expire when the funds are used up

- Must be in personal name, scrapping/replacing and purchasing must be the same person

- Old car procedures, new car invoices, and certificates must be complete to ensure one pass

Source: Used car Xiaopang said

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